Explore loan options with Landis Durham

Conventional Loan

Ideal for borrowers with good credit and a stable income. Flexible terms and competitive rates with as little as 3% down.

• Fixed or adjustable rate options
• Down payment as low as 3%
• Loan amounts up to conforming limits

FHA Loan

Government-backed loans with more flexible credit and down payment requirements, perfect for first-time homebuyers.

• Down payment as low as 3.5%
• More flexible credit requirements
• Competitive interest rates

VA Loan

Exclusive benefits for eligible veterans, active-duty service members, and surviving spouses. No down payment required.

• No down payment required
• No private mortgage insurance (PMI)
• Competitive interest rates

Jumbo Loan

Financing solutions for high-value properties that exceed conventional conforming loan limits. Available for primary and secondary homes.

• Loan amounts above conforming limits
• Primary and second home eligible
• Fixed and adjustable rate options

USDA Loan

Zero down payment loans for eligible rural and suburban homebuyers. Backed by the U.S. Department of Agriculture.

• No down payment required
• Available in eligible rural areas
• Low mortgage insurance rates

Refinance

Lower your rate, reduce your monthly payment, or tap into your home's equity with a streamlined refinance process.

• Rate and term refinance options
• Cash-out refinance available
• Streamline refinance for FHA and VA